What is pet insurance?

What is pet insurance?

Pet insurance frees you from financial stress when choosing the best available veterinary care for your pet:

  • Our plans cover unexpected illnesses and injuries of your dog or cat.
  • Visit any licensed veterinary practice, emergency hospital or specialist in the US, Canada or Puerto Rico.
  • Our three flexible plans can be customized to meet your budget and coverage needs.
  • We may reimburse up to 100% of your actual vet bill with options for unlimited annual benefits.

How does pet insurance work?

Pet insurance works on a reimbursement model. With Figo:

  • Customize and purchase the plan that suits your pet.
  • Seek the best veterinary treatment for your pet when an accident or illness occurs.
  • Submit the paid veterinary bills through the Figo Pet Cloud app.
  • Follow your claim status and get paid electronically (via direct deposit).

Why do I need pet insurance?

We believe the best medical care for our pets should be an automatic "yes," without hesitation. Did you know:

  • 1 in 3 pets need emergency vet treatment each year.
  • More veterinary specialists and advanced treatments are available today.
  • Advanced pet medical care often costs thousands of dollars.
  • Our plans average less than $1.50 per day.